Financial Friday: CARE Offers Guest Speaker Workshops to Provide Real-World Context

Friday Five

Note to readers: Today is our last Financial Friday for 2018. We will be back on Jan. 4, 2019. Until then, we wish you a happy holiday and a beautiful new year.


WHO WE ARE

Credit Abuse Resistance Education (CARE) is a 501(c)(3) nonprofit organization which provides no-cost financial education workshops to high schools, colleges, and youth organizations. These workshops are designed to teach students about asking tough questions about their finances and understand the decision-making process for smart credit decisions.

CARE partners with professionals in various financial service industries to provide real-world context to the fundamentals of personal finance; these professionals include bankruptcy judges, attorneys, accountants and financial planners. Based in 37 states, D.C. and Puerto Rico, CARE works best as a reinforcing guest speaker program for an educator’s existing curriculum or as a standalone presentation aimed at providing an intro to personal finance or paying for college. The materials are offered at no-cost in both English and Spanish and meet the National Standards in K-12 Personal Finance Education as set out by the Jumpstart Coalition.

WHAT WE OFFER

  • The Truth About Credit – This curriculum module teaches youth about how to use credit wisely and avoid potential pitfalls. The learning objectives include understanding the differences between credit and debit cards, the fees and costs of using credit cards, recognizing how the human brain plays tricks and influences spending, and the details of credit reports and scores. This module includes a number of extension activities that an educator can use in conjunction with the presentation: student note-taker guide, writing prompts, credit building self-assessments, and a credit product research project.
  • Handle with CARE: Student Loans – This curriculum module teaches strategies to afford higher education and decrease costs of that education. It also offers precautions students and their families should take when borrowing for higher education. The learning objectives include identifying ways to reduce costs, describe the differences between scholarships, grants, and loans and the differences between private and public loans. Students will also learn to develop a logical argument for using student loans and the consequences of not paying those loans back. This module includes a variety of extension activities: note-taker guide, student loan debt case studies, future goals planning, career path research.
  • Brush Up on Budgeting – This module teaches students to actively consider their spending and differentiate between needs and wants. It also encourages them to save money and track income and expenses through the use of a budget. Students should expect to learn how to understand and classify needs and wants, identify sources of income and expense, and develop a plan for saving and budgeting. Educators can couple a number of extension activities with this module including: a facilitated group discussion on spending and saving, worksheets and a group discussion on evaluating needs versus wants, worksheets on evaluating different budgeting methods, and a budgeting tool example sheet.

WHAT WE NEED

CARE is a growing 501(c)(3) nonprofit working to expand its programs into all 50 states by 2020. To meet this goal, CARE seeks help in a number of forms: educators to request presentations from their local CARE Chapters, volunteers looking to give presentations, individuals to make financial contributions, and corporations looking to build volunteer programs for their employees.

WHAT’S NEW

CARE’s Blog – CARE has launched a blog for financial literacy information, supplemental education materials, news and insights from experts across the financial education universe. You can read our latest post on our website: care4yourfuture.org/blog

CLEARINGHOUSE RESOURCES

Credit Abuse Resistance Education (CARE) Program

Brush Up On Budgeting Module

Student Loans: Handle with Care

The Truth About Credit

TWEET THIS

.@Care4yourfuture offers guest speaker workshops to provide real-world context about personal finance for young people across the country. Learn about their program at care4yourfuture.org

CONTACT INFORMATION

Ian Redman

703-894-5985

iredman@care4yourfuture.org


About Financial Friday

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.


Copyright © 2018 Jump$tart Coalition, All rights reserved.

Financial Fridays: FTC Sponsors Tax Identity Theft Awareness Week

Friday Five


WHO WE ARE

The Federal Trade Commission (FTC) educates consumers about issues that affect their daily lives, including their financial well-being, health, and privacy. Within the FTC Bureau of Consumer Protection, the Division of Consumer and Business Education (DCBE) seeks to educate and empower consumers by providing them with simple and practical information adapted for particular audiences. This information helps people understand their rights and recognize, avoid and report frauds.

Video:

How to file a complaint

IdentityTheft.gov Helps You Report and Recover from Identity Theft

UPCOMING EVENT

Tax season is right around the corner, and tax identity thieves are eager to claim your tax refund as their own. Find out how to stop them during Tax Identity Theft Awareness Week, January 28-February 1, 2019.

Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. You might find out it has happened when you get a letter from the IRS saying more than one tax return was filed in your name, or IRS records show you have wages from an employer you don’t know.

Learn how to reduce the chance you’ll be a victim and find out what to do if you are during Tax Identity Theft Awareness Week. Join the FTC and its partners for free webinars, Twitter chats, and other events. Over the next few weeks, we’ll be posting information about the events and how you can participate at ftc.gov/taxidtheft.

FOLLOW US

Link to consumer.ftc.gov or any of our individual publications. Visitors to our website will appreciate having a direct link to important information from the nation’s consumer protection agency.

  • Subscribe to our blog for consumer news and scam alerts.
  • Like our Federal Trade Commission Facebook page.
  • Post our videos on your blog or site. You’ll find embed code in our media center.
  • Follow @FTC for the latest tweets from the FTC.

TWEET THIS

@FTC educates American consumers about issues that affect their financial well-being, find out more at www.consumer.ftc.gov

CONTACT INFORMATION

Colleen Tressler

202-326-2368

ctressler@ftc.gov



About Financial Friday

 

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.

Copyright © 2018 Jump$tart Coalition, All rights reserved.