Join us for FB Live 3 pm ET Dec. 11 (TODAY) to address our December principle: Holiday Shopping



December Principle

Happy Holidays,

Can you believe we are near the end of 2018?! Before we officially close out the year, we’ll address our monthly principle. This month, it’s holiday shopping (wisely).

As you know, each month we address one of our principles that were designed to keep financial literacy a priority year-round; each is linked to the National Standards in K-12 Personal Finance Education.

Facebook Live

To learn more about the principle, join us for Facebook Live at 3 p.m. ET TODAY (December 11, 2018). Tune in to hear Jump$tart Coalition President and CEO Laura Levine discuss holiday saving and budgeting with John Lanza, creator of The Money Mammals and author of The Art of Allowance by Snigglezoo Entertainment.

If you have questions or ideas to share with us, simply respond to this email or send a note to Laura Levine at laura.levine@jumpstart.org. And, of course, join us for FB Live and chat with us then.

Cheers,

The Jump$tart Team

Saving Tips

Use Cash

Using cash, rather than plastic, helps you avoid mindless spending. Keep cash in an envelope to keep your spending in check.

 

Give from the Heart

Some of the best gifts are homemade. Baked goods and crafts add a personal touch to the season — while helping you save.

Resources

To help you master this month’s principle, check out the Jump$tart Clearinghouse for a few free resources from our National Partners including:

Friday Five


 

WHO WE ARE

The Take Charge Today  (TCT) program is a free, downloadable, ready-to-teach financial education curriculum for 7th- through 12th-grade classrooms. Take Charge Today’s materials are written and continuously updated “by educators…for educators”. In addition to an activity-based curriculum, we offer professional development including educator trainings.

WHAT’S NEW at TCT?

  • We moved to the College of Social and Behavioral Sciences at the University of Arizona. This move comes with several new opportunities for teachers including a dual enrollment high school course and summer teacher graduate courses with scholarships available (see additional offerings).
  • Three new lessons have been developed to teach the concept of investing. In addition to The Fundamentals of Investing, we now offer Investing with Lawn Boy (the trade book by Gary Paulsen) in the Introductory curriculum, and in our Advanced Level curriculum we’ve added Let’s Talk Stocks, and Researching Stocks: An Investment Portfolio Simulation assessment.

ADDITIONAL OFFERINGS

  • Ethics, Economy & Entrepreneurship: In our new department, TCT is now connected with a dual enrollment high school course that teachers can offer on their own campus: “Ethics, Economy and Entrepreneurship (EEE)”.  Scholarships are available for high school students taking this class who wish to receive dual enrollment credit. We are currently working with UofA professors in an update of this textbook to include more personal finance content.
  • Teacher Summer Graduate Courses: Teachers interested in teaching the EEE course may come to Tucson in Summer 2019 to complete graduate coursework. You can even work towards a teacher certification by taking several courses we offer each summer at the University of Arizona. Scholarships for teachers are available! Visit https://freedomcenter.arizona.edu/eee for more information about EEE and the summer courses.

CLEARINGHOUSE RESOURCES

https://jumpstartclearinghouse.org/resource/take-charge-today/

FOLLOW US

TWEET THIS

Did you know Take Charge Today offers #teachers real-world performance tasks to assess learning? Students can experience paying taxes, buying a car, finding an apartment, investing in stocks and more! Check them out at www.takechargetoday.arizona.edu #FinLit #FinEd #AFinLitFuture

CONTACT INFORMATION

Tiffany Kiramidjian

520.621.3998

takechargetoday@arizona.edu


About Financial Friday

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.

Financial Fridays: From FINRA, New Research & the Power of Early Exposure

Friday Five


WHO WE ARE

FINRA, the Financial Industry Regulatory Authority, regulates all securities firms doing business in the United States. FINRA is dedicated to investor protection and market integrity. Through research and educational programs, the FINRA Investor Education Foundation empowers underserved Americans with the knowledge, skills and tools to make sound financial decisions throughout life.

WHAT’S NEW

Conventional wisdom paints a picture of millennials as aggressive, knowledgeable, and confident when it comes to investing, but a new research study sponsored by the FINRA Foundation and CFA Institute debunks common assumptions about millennial investors. The research, titled “Uncertain Futures: 7 Myths About Millennials and Investing,” explores the attitudes and behaviors of Millennials when it comes to finances and investing.

Among the many findings that will be of interest for financial educators: While debt and income are major barriers to investing, 39 percent of millennials without taxable investment accounts report that not having enough knowledge about investing is also a critical barrier. Millennials are more likely than Gen Xers or baby boomers to report that their parents talked with them about investing before they were 18 years old (42 percent versus 29 percent and 21 percent, respectively).

While this may reflect the democratization of investing and parents’ roles in mediating it, it also underscores the power of early exposure to investing concepts. With that in mind, FINRA launched Millennials & Investing, which can help not only Gen Y but also budding Gen Z investors better understand how to save and invest.

ADDITIONAL OFFERINGS

  • FINRA Foundation “Thinking Money” Widget: A collection of fun facts about money, powered by the Foundation’s National Financial Capability Study, that link to educational resources and tools. We regularly add new tiles, and you can embed the tool (for free!) on your website.
  • Youth Financial Education Resources: Visit https://www.saveandinvest.org/educate-youth for an array of engaging videos and links to lesson plans and assessment tools.

CLEARINGHOUSE RESOURCES

Con ‘Em If You Can Game and Educator’s Guide

Con ’Em If You Can is a video game that teaches players about the types of persuasion tactics used to perpetrate financial fraud. Play online at www.ConEmIfYouCan.org, or download the mobile app.

Money Math for Teens

Financial capability requires strong math skills. These lesson plans cover APR, APY and compound interest for middle and high school students.

FOLLOW US

TWEET THIS

2 in 5 millennial women cite lack of knowledge as a key barrier to investing. @FINRA and @FINRAFoundation are proud to partner with @NatlJumpStart to change that and help all Americans reach #afinlitfuture!

CONTACT INFORMATION

Gerri Walsh

(202) 728-6964

InvestorEducation@finra.org


About Financial Friday

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.

Copyright © 2018 Jump$tart Coalition, All rights reserved.