Financial Friday: CARE Offers Guest Speaker Workshops to Provide Real-World Context

Friday Five

Note to readers: Today is our last Financial Friday for 2018. We will be back on Jan. 4, 2019. Until then, we wish you a happy holiday and a beautiful new year.


WHO WE ARE

Credit Abuse Resistance Education (CARE) is a 501(c)(3) nonprofit organization which provides no-cost financial education workshops to high schools, colleges, and youth organizations. These workshops are designed to teach students about asking tough questions about their finances and understand the decision-making process for smart credit decisions.

CARE partners with professionals in various financial service industries to provide real-world context to the fundamentals of personal finance; these professionals include bankruptcy judges, attorneys, accountants and financial planners. Based in 37 states, D.C. and Puerto Rico, CARE works best as a reinforcing guest speaker program for an educator’s existing curriculum or as a standalone presentation aimed at providing an intro to personal finance or paying for college. The materials are offered at no-cost in both English and Spanish and meet the National Standards in K-12 Personal Finance Education as set out by the Jumpstart Coalition.

WHAT WE OFFER

  • The Truth About Credit – This curriculum module teaches youth about how to use credit wisely and avoid potential pitfalls. The learning objectives include understanding the differences between credit and debit cards, the fees and costs of using credit cards, recognizing how the human brain plays tricks and influences spending, and the details of credit reports and scores. This module includes a number of extension activities that an educator can use in conjunction with the presentation: student note-taker guide, writing prompts, credit building self-assessments, and a credit product research project.
  • Handle with CARE: Student Loans – This curriculum module teaches strategies to afford higher education and decrease costs of that education. It also offers precautions students and their families should take when borrowing for higher education. The learning objectives include identifying ways to reduce costs, describe the differences between scholarships, grants, and loans and the differences between private and public loans. Students will also learn to develop a logical argument for using student loans and the consequences of not paying those loans back. This module includes a variety of extension activities: note-taker guide, student loan debt case studies, future goals planning, career path research.
  • Brush Up on Budgeting – This module teaches students to actively consider their spending and differentiate between needs and wants. It also encourages them to save money and track income and expenses through the use of a budget. Students should expect to learn how to understand and classify needs and wants, identify sources of income and expense, and develop a plan for saving and budgeting. Educators can couple a number of extension activities with this module including: a facilitated group discussion on spending and saving, worksheets and a group discussion on evaluating needs versus wants, worksheets on evaluating different budgeting methods, and a budgeting tool example sheet.

WHAT WE NEED

CARE is a growing 501(c)(3) nonprofit working to expand its programs into all 50 states by 2020. To meet this goal, CARE seeks help in a number of forms: educators to request presentations from their local CARE Chapters, volunteers looking to give presentations, individuals to make financial contributions, and corporations looking to build volunteer programs for their employees.

WHAT’S NEW

CARE’s Blog – CARE has launched a blog for financial literacy information, supplemental education materials, news and insights from experts across the financial education universe. You can read our latest post on our website: care4yourfuture.org/blog

CLEARINGHOUSE RESOURCES

Credit Abuse Resistance Education (CARE) Program

Brush Up On Budgeting Module

Student Loans: Handle with Care

The Truth About Credit

TWEET THIS

.@Care4yourfuture offers guest speaker workshops to provide real-world context about personal finance for young people across the country. Learn about their program at care4yourfuture.org

CONTACT INFORMATION

Ian Redman

703-894-5985

iredman@care4yourfuture.org


About Financial Friday

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.


Copyright © 2018 Jump$tart Coalition, All rights reserved.

Join us for FB Live 3 pm ET Dec. 11 (TODAY) to address our December principle: Holiday Shopping



December Principle

Happy Holidays,

Can you believe we are near the end of 2018?! Before we officially close out the year, we’ll address our monthly principle. This month, it’s holiday shopping (wisely).

As you know, each month we address one of our principles that were designed to keep financial literacy a priority year-round; each is linked to the National Standards in K-12 Personal Finance Education.

Facebook Live

To learn more about the principle, join us for Facebook Live at 3 p.m. ET TODAY (December 11, 2018). Tune in to hear Jump$tart Coalition President and CEO Laura Levine discuss holiday saving and budgeting with John Lanza, creator of The Money Mammals and author of The Art of Allowance by Snigglezoo Entertainment.

If you have questions or ideas to share with us, simply respond to this email or send a note to Laura Levine at laura.levine@jumpstart.org. And, of course, join us for FB Live and chat with us then.

Cheers,

The Jump$tart Team

Saving Tips

Use Cash

Using cash, rather than plastic, helps you avoid mindless spending. Keep cash in an envelope to keep your spending in check.

 

Give from the Heart

Some of the best gifts are homemade. Baked goods and crafts add a personal touch to the season — while helping you save.

Resources

To help you master this month’s principle, check out the Jump$tart Clearinghouse for a few free resources from our National Partners including:

Friday Five


 

WHO WE ARE

The Take Charge Today  (TCT) program is a free, downloadable, ready-to-teach financial education curriculum for 7th- through 12th-grade classrooms. Take Charge Today’s materials are written and continuously updated “by educators…for educators”. In addition to an activity-based curriculum, we offer professional development including educator trainings.

WHAT’S NEW at TCT?

  • We moved to the College of Social and Behavioral Sciences at the University of Arizona. This move comes with several new opportunities for teachers including a dual enrollment high school course and summer teacher graduate courses with scholarships available (see additional offerings).
  • Three new lessons have been developed to teach the concept of investing. In addition to The Fundamentals of Investing, we now offer Investing with Lawn Boy (the trade book by Gary Paulsen) in the Introductory curriculum, and in our Advanced Level curriculum we’ve added Let’s Talk Stocks, and Researching Stocks: An Investment Portfolio Simulation assessment.

ADDITIONAL OFFERINGS

  • Ethics, Economy & Entrepreneurship: In our new department, TCT is now connected with a dual enrollment high school course that teachers can offer on their own campus: “Ethics, Economy and Entrepreneurship (EEE)”.  Scholarships are available for high school students taking this class who wish to receive dual enrollment credit. We are currently working with UofA professors in an update of this textbook to include more personal finance content.
  • Teacher Summer Graduate Courses: Teachers interested in teaching the EEE course may come to Tucson in Summer 2019 to complete graduate coursework. You can even work towards a teacher certification by taking several courses we offer each summer at the University of Arizona. Scholarships for teachers are available! Visit https://freedomcenter.arizona.edu/eee for more information about EEE and the summer courses.

CLEARINGHOUSE RESOURCES

https://jumpstartclearinghouse.org/resource/take-charge-today/

FOLLOW US

TWEET THIS

Did you know Take Charge Today offers #teachers real-world performance tasks to assess learning? Students can experience paying taxes, buying a car, finding an apartment, investing in stocks and more! Check them out at www.takechargetoday.arizona.edu #FinLit #FinEd #AFinLitFuture

CONTACT INFORMATION

Tiffany Kiramidjian

520.621.3998

takechargetoday@arizona.edu


About Financial Friday

Each week we feature one of our national partners that are dedicated to making #afinlitfuture a reality. Learn more about the organizations we’ve featured this month:
If you are a partner interested in being featured, contact Heather McElrath, or, if you would like information on becoming a partner, contact Josh Sandler.